Business Insurance Comes in All Sizes

Commercial insurance and the level of coverage needed are determined by where you are as an organization. For small businesses on the rise, a business owner’s policy (BOP) extends beyond basic liability and coverage by combining property, business liability and business income insurance into one policy. Companies large and small can benefit from basic business insurance such as business property and business liability. These help cover the costs of liability claims made against your business and protect the physical location of your business and its assets.


Specific Business Insurance Needs

Gem Young has your business protected with the coverage it needs.

  • Business Owner’s Policy (BOP)

  • Comprehensive General Liability (CGL)

  • Commercial / Business Auto Liability

  • Business Auto Physical Damage

  • Inland Marine

  • Equipment Floaters

  • Professional Liability

  • Director’s and Officers Liability (D&O)

  • And Much More…


We insure businesses of all sizes and from different industries.

  • Condo Associations

  • Contractors

  • (General & Subcontractors)

  • Auto Repair

  • Artisan Contractors

  • (Painters, Plumbers, Electricians, etc.)

  • Restaurants

  • Retail Stores

There are a variety of factors that determine the cost of business insurance. The most prominent are the industry, number of employees and coverage needs. These will vary from business to business. Find the business insurance and coverage that perfectly suits your needs.

Canfield Office

3792 Starr Centre Dr

Canfield, OH 44406

Phone (330)533-7941

Fax (877) 664-5245

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East Liverpool Office

15387 St Rte 170
East Liverpool, OH 43920
Phone (330) 385-7777
Fax (877) 874-5547

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©2020 by Gem-Young Insurance & Wealth Advisors.