Market Conditions April 2020

We want to keep you updated on your investments and what we are seeing in the current markets. Stephen recorded a short video we thought you might like to watch, just click the link below!   Disclaimer: The information contained is solely the opinion of Gem-Young...
Support for Small Businesses and Non-Profits

Support for Small Businesses and Non-Profits

The U.S. Small Business Administration (SBA) has approved the request by Gov. DeWine and Lt. Gov. Husted to allow small businesses and nonprofits in Ohio to apply for low-interest, long-term loans of up to $2 million through the SBA’s Economic Injury Disaster Loan...
Cyber Security for Small Businesses

Cyber Security for Small Businesses

Often, there is a tendency to not worry about things until the problem affects us directly. We’re as guilty as anyone. Just this past week, an outside vendor that we have business with, experienced a pretty significant security breach. This caused 4 days’ worth of...
The Recipe for a Safe Restaurant

The Recipe for a Safe Restaurant

You’re in the back reviewing the books when your ears suddenly perk to shattering glass and plates crashing to the floor. It’s a sound that’s all too common in restaurants. The consequences though can be much more severe than a few broken glasses. All it takes is a...
Understanding Life Insurance Terms

Understanding Life Insurance Terms

Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terminology in this easy-to-reference overview....