Terry is a 1970 graduate of Ursuline High School and attended Youngstown State University. A lifelong area resident, he’s been involved with Gem Young since 1972 serving as a personal lines producer and commercial lines specialist, in addition to overseeing agency operations. In 1990, Terry received his Certified Insurance Counselor (CIC) designation and is licensed in Ohio, Pennsylvania and Indiana to sell Life, Health and Property/Casualty products.


Currently the Vice President of the Boardman (OH) chapter of Rotary Club, a 4th degree Knight with the Knights of Columbus, Msgr. Lettau Assembly and a sitting board member of Angels for Animals, Terry has a focused commitment and dedication to the Mahoning Valley.


Terry recently remarried and resides in Canfield with his wife, Barbara. Combined, they have five adult children, two grandchildren, two dogs and two cats. When not spending time with his family, Terry enjoys riding his motorcycle, golfing and facilitating the adoption and care of stray animals.


Terry retired from Gem Young in January 2017 after 45 years with the agency.