Let us make a difference in your life

We’ll help you develop a customized insurance plan to protect your family, auto, home and personal belongings.

Life Insurance

Life insurance may be one of the most important purchases you’ll ever make. We’ll help you find the right coverage to protect your loved ones.

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Business Insurance

Finding the right type of coverage and the most cost-effective plan can be taxing. Let us do all the work for you.

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Financial Services

We are committed to helping people pursue their financial goals. We offer a wide range of financial services to individuals and business owners.

Download the Comprehensive Safety & Health Inspection Checklist

Most important questions you need to answer for a safe workplace.

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The Latest Insights, News and More

Check out our latest articles on insurance and financial services and keep up to date with what’s happening at Gem-Young!

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Agency News Articles

What’s going on at Gem-Young and the Mahoning Valley.

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Personal Insurance Articles

Auto, Home, Rentals, Classic Cars, Motorcycles

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Business Insurance Articles

BusinessOwners, Business Auto, Work Comp, General Liability

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Life & Health Articles

Term, whole and universal life, health insurance, supplemental benefits.

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Financial Services Articles

Wealth management, investments, retirement planning.

Understanding Life Insurance Terms

Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terminology in this easy-to-reference...

Protecting Yourself After a Data Breach

Protecting yourself after a data breach Data breaches are becoming more and more common. With over a billion records exposed since 2005, it’s likely that — if it hasn’t happened already — you’ll eventually rip open a letter to find that your data has been...

Create or Update Your Own Manufacturing Safety Manual

Every 7 seconds a worker is hurt on the job. Taking preventative action to ensure a safe workplace for employees is a great responsibility.

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