Business Insurance Canfield Ohio and East Liverpool Ohio


From startup companies to established enterprises, business insurance is important to protecting your business, your employees and yourself. Without it, you’re risking to pay out-of-pocket for costly damages and legal claims. At Gem Young, we listen to you and provide expertise and insurance products to fit the specific needs of your business.


Business Insurance Comes in All Sizes

Commercial insurance and the level of coverage needed are determined by where you are as an organization. For small businesses on the rise, a business owner’s policy (BOP) extends beyond basic liability and coverage by combining property, business liability and business income insurance into one policy. Companies large and small can benefit from basic business insurance such as business property and business liability. These help cover the costs of liability claims made against your business and protect the physical location of your business and its assets.


Specific Business Insurance Needs

Gem Young has your business protected with the coverage it needs.

  • Business Owner’s Policy (BOP)
  • Comprehensive General Liability (CGL)
  • Commercial / Business Auto Liability
  • Business Auto Physical Damage
  • Inland Marine
  • Equipment Floaters
  • Professional Liability
  • Director’s and Officers Liability (D&O)
  • And Much More…


Different Types of Business Insurance

We insure businesses of all sizes and from different industries.

Condo Associations


(General & Subcontractors)

Auto Repair

Artisan Contractors

(Painters, Plumbers, Electricians, etc.)


Retail Stores

There are a variety of factors that determine the cost of business insurance. The most prominent are the industry, number of employees and coverage needs. These will vary from business to business. Find the business insurance and coverage that perfectly suits your needs.

Inspection Checklist

Most Important Questions You Need to Answer for a Safe Workplace

  • Recordkeeping
  • First Aid
  • Walkways
  • OSHA compliance
  • Mechanical Hazards